Financial Planning
Strategic Financial Advice
Advice that gives you clarity around your goals and helps you engage the right strategies to achieve them.
Advice that focuses on you
Strategic financial advice can empower you to make informed decisions and help you understand the necessary steps to achieve your financial goals. In an information-rich landscape, financial planning can seem complex. We can help you effectively apply information to your specific circumstances and understand the intricate interactions between different strategies.
We take a holistic approach when providing advice to ensure all aspects of your finances are working together seamlessly while also considering the latest regulations, tax and superannuation opportunities and investment structures. Your adviser will take the time to understand your needs and priorities so your personalised strategy is built on a solid foundation and importantly, works for you.
Areas of expertise
Superannuation
- Optimising super contributions and concessions
- Super fund selection
- Self-managed super fund (SMSF) and defined benefit fund advice
- Retirement pension strategies
Wealth creation
- Cash flow and debt management
- Retirement planning
- Redundancy management
- Managing inheritances, business sale proceeds and bonuses
- Non-super investment structures
Wealth preservation
- Intergenerational wealth transfer
- Aged care advice and social security benefits
- Superannuation succession and estate planning advice
Our process
Our advisers will work closely with you and structure the process to your needs.
Discovery and needs analysis
Our first goal is to get to know you. To fully understand your circumstances, your motivations and what you are trying to achieve. It’s also important that you have an opportunity to ask questions, learn about our advice process and get comfortable with our approach to ensure it aligns to you.
Plan creation
With an understanding of your needs and goals, your adviser will create a strategic financial plan designed to address them. Depending on your needs, this may be focused on a few areas or cover a broad range such as superannuation, retirement planning, tax management and building wealth. Your adviser will consider any interactions between the strategies to develop a plan that works for you.
Implementation
When you’re comfortable with your financial plan, your adviser will guide you on the steps needed to set it in motion. This may include providing guidance on the actions required to implement the advice effectively and liaising with any external providers or professionals.
Monitoring and review
Achieving your objectives requires regular oversight and often some adjustment because circumstances and goals can change. For your peace of mind, we can offer an ongoing service model to check in with you to respond to any changes to your circumstances. Our advisers can also speak to you regarding legislation updates and bring suggestions for fine-tuning your strategy, where necessary.
