Francis is the Chief Risk Officer of E&P Financial Group.

With over 15 years’ experience in risk and compliance, Francis has been at the forefront of strengthening E&P’s enterprise risk management framework during a period of significant growth and change, enhancing E&P’s control framework, governance, reporting and culture.

Before being appointed as the CRO, Francis was the Head of Compliance for E&P. Francis is a member of several of the group’s risk and compliance committees and drives the continued enhancement of the risk management systems across each of E&P’s divisions.

Prior to E&P, Francis worked in the compliance and risk management divisions of Morgan Stanley and Macquarie, after commencing his career in the market supervision team at the Australian Securities Exchange.

Francis has a Bachelor of Agricultural Economics from the University of Sydney, Graduate and Member of the Australian Institute of Company Directors, and is RG146 and Accredited Derivatives Adviser Level 2 qualified.